Klarna is available at checkout for UK customers only.
We are delighted to be offering Klarna payment solutions via Stripe our global e-commerce payment provider.
Shop now. Pay in 3 with Klarna:
Split your purchases into 3 interest-free payments. Your first instalment will be collected immediately and instalments 2 and 3 are scheduled 30 and 60 days later, respectively.
Shop now. Pay in 30 days with Klarna:
The payment period is 30 days from the processing of your order.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford, or paying late may negatively impact your financial status and ability to obtain credit. 18+ UK residents only. Subject to status. T&C's and late fees apply.
Will a credit search take place?
Klarna might carry out a limited credit search on you at a credit reference agency. This is a ‘soft credit check’ and won’t affect your credit score. However, Klarna can report information to credit reference agencies about the payments you make, and about any payments that you fail to make on time. Failure to pay on time might affect your ability to obtain credit in the future from Klarna and other lenders.
Klarna is a Swedish fintech company with over a 150 million active consumers. Klarna offers various payment solutions for online shopping, which allow customers to make purchases and delay payment until a later date. This payment method is often referred to as “Klarna Credit” because it essentially extends credit to consumers for their purchases.
Klarna Spending Limit
Klarna's spending limit is the maximum amount of credit that Klarna has approved for you to use. Klarna may assign a spending limit or credit limit to customers when they use their services, and this limit determines how much they can spend using Klarna’s payment options. The specific spending limit assigned to a customer can vary based on a variety of factors, including the customer’s credit history, financial stability, and payment behavior. Klarna uses algorithms and data analysis to assess the risk associated with each customer and to determine an appropriate spending limit.
How to check your spending limit on Klarna
To check your Klarna spending limit, you need to have a Klarna account. If you don’t have one already, you can sign up for one on Klarna’s website or through the Klarna app.